1. Introduction

Welcome to FLEXbySTEF (referred to as "we," "us," or "our"). By accessing or using our website, services, and products, you agree to abide by these Terms and Conditions. If you disagree with any part of these terms, please refrain from using our services.

2. Eligibility

You must be at least 18 years old to use our website and services. By enrolling in any of our fitness programs, you confirm that you are of legal age and have no medical conditions that would make participation in fitness activities unsafe.

3. Fitness Coaching Services

Our services include both online and offline fitness coaching, which may involve personalized workout plans, video consultations, and in-person gym sessions. By enrolling in these services, you agree to the following:

• All fitness programs are provided for educational and informational purposes only.

• You are responsible for ensuring that any exercises, programs, or activities are suitable for your physical condition and fitness level.

• Always consult a physician or healthcare provider before beginning any new fitness program.

4. Disclaimer of Results

We provide customized fitness coaching tailored to your goals, we do not guarantee specific results or outcomes. Individual results will vary based on factors including, but not limited to, adherence to the program, nutrition, health status, and consistency.

5. Payment and Subscription

• Payments for services, including personal training packages, ebooks, and online coaching subscriptions, must be made in advance.

• Payment methods include bank transfer and other online payment systems as indicated on the website.

• Refunds will only be provided in accordance with our refund policy (see Section 6).

6. Refund and Cancellation Policy  

• For online coaching: Refunds for coaching packages will not be provided once the program has started.

• For offline gym classes: Cancellations must be made at least 24 hours in advance to reschedule without a penalty. Failure to do so may result in the forfeiture of the session.

• No refunds will be issued for completed services.

7. Intellectual Property

All content, including but not limited to text, images, logos, designs, and downloadable resources (including ebooks like the **Bikini Booty Book**), is the intellectual property of FLEXbySTEF. You may not reproduce, distribute, or use any of our content for commercial purposes without prior written consent.

8. Liability Limitation

You acknowledge that engaging in physical fitness activities involves inherent risks, including injury. By participating in our services, you agree to:

• Assume full responsibility for any risks or injuries arising from your participation.

• Release FLEXbySTEF, its staff, and affiliates from any claims, damages, or liabilities arising out of your use of our services, including personal injuries or property damage.

9. Privacy Policy

Your privacy is important to us. Please refer to our [Privacy Policy](link to privacy policy) to understand how we collect, use, and safeguard your personal information.

10. Modifications to Terms

We reserve the right to modify these Terms and Conditions at any time. Any changes will be effective immediately upon posting on this page. Continued use of our services after any modifications implies acceptance of the revised terms.

11. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of Taiwan. Any disputes arising from or related to the use of our services will be subject to the exclusive jurisdiction of the courts in Taipei, Taiwan.

12. Contact Information

If you have any questions regarding these Terms and Conditions, please contact us at:

Email: stephanieliu1023@gmail.com

Phone: +886 908261972